By Regardless of the technology you use, there are four simple steps that you can take to help you stay secure online.
Step 1: You!
Remember that you are the single most important part of your online security. Technology, although valuable in defending you, cannot stop everything. Attackers are now more likely to target you than your technology.
If they want your bank details, passwords etc, they will try to trick you into giving them through phishing, or links to malicious websites pretending to be ones you know. The greatest defence against this is you – being aware of the risks, and looking for those fake emails or websites.
Step 2: Passwords.
You should use a unique password for every account, so if one is hacked, the rest are still safe. Use a password manager so you don’t have to remember them all.
Complexity – use a passphrase consisting of three or more words (the longer the better), or have your password manager create them.
Password managers store the passwords securely by encrypting them. It can also store the web address and login name, and any other info about the site you need all in one safe place.
Two Factor, also known as Multi-Factor. Turn this on wherever you can. It adds an extra layer that is difficult to break. You need a code sent to your mobile device, or generated by an app on your phone, each time you log in.
Step 3: Software updates.
Most software and app makers produce updates to fix known vulnerabilities, as well as improving the functionality of the product. Hackers are constantly looking for new vulnerabilities to exploit. By keeping all software and apps up to date, you reduce the number of vulnerabilities that could be exploited against you.
Turn on automatic updates wherever you can, so you don’t have to remember to do it. This should be applied to everything you connect online – phones, game consoles, TVs, cameras, smart home devices, as well as laptops and computers. If it connects, secure it.
Step 4: Data backups.
If the worst happens, and your data is encrypted by ransomware, don’t pay – the criminals do not always send the keys to decrypt your data. Make sure your data is backed up regularly, so you can rebuild your device and restore the data. Check the backups are working and that you know how to restore.
Most operating systems and cloud services support an automatic backup function, either to the cloud or a removable device. Set it to happen automatically at regular intervals to reduce the loss of data.
Finally: Remember that most cyber criminals are looking for easy targets, giving them a rapid return on their efforts. If you take just a little time to strengthen your defences, you can stop them.