Dr Asta Zokaityte

Book offers innovative thinking on financial literacy education

A new book by Kent Law School lecturer Dr Asta Zokaityte presents an original contribution to the understanding of an under-researched area of financial education.

Financial Literacy Education: Edu-Regulating our Saving and Spending Habits introduces new conceptual frameworks offering academic audiences an innovative way of thinking about the project on financial literacy education.

What is the book about?
Using the concepts of ‘edu-regulation’ and ‘financial knowledge democratisation’ to analyse the financial education project in the UK, the book exposes serious, and often ignored, limitations to using information and education as tools for consumer protection. It challenges the mainstream representation of financial literacy education as a viable solution to consumer financial exclusion and poverty. Instead, it argues that the project on financial literacy education fails to acknowledge important dependences between consumer financial behaviour and the socio-economic, political, and cultural context within which consumers live.

Dr Asta Zokaityte
Dr Zokaityte teaches commercial law at Kent. Her research interests lie in the areas of financial services regulation, consumer protection, law and development, gender, and socio-legal studies. She has years of professional legal experience having worked as a lawyer in Lithuania, where she advised corporate clients across different fields of practice, including but not limited to: consumer credit, capital markets and securities law, corporate restructuring and insolvency. Dr Zokaityte has published her work in international journals.

Sent in by Andrea Shieber